We welcome you to Rate-Watch.org. Finally, the one stop shop designed to offer both lending competition from the top, most competitive, direct lenders, to the ability to provide more custom solutions for those visitors needing a plan requiring more attention and long term strategy. Rate-Watch is designed to offer the ideal resources for homeowners from all circumstances and situations. From excellent credit borrowers deserving of and seeking the best rates available, to those with more complex/unique or difficult circumstances.
We are not a lender, mortgage company or bank. The information provided by you to us will be sent to a licensed mortgage company, broker and or bank in your area. We do not endorse, warrant or guarantee any service or products of any individual or company you choose to receive home refinance rate and term quotes. *Rate-Watch does not require visitors to disclose their social security number at the time of submission of this request. Our participating lenders will ask you for your social security number to determine your FICO score which is used to determine eligibility, rate and terms.
4719 Viewridge Ave.
San Diego, CA 92123
This service is designed to provide the consumer leverage in regard to having the opportunity to choose from multiple low rate offers provided by multiple competing, top, direct lenders. When lenders know they are competing to earn your business, they are naturally inclined to provide their lowest/best mortgage rates up-front thus shifting the important balance of power from lender to consumer. This is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender; but rather intended to provide you an opportunity to engage multiple lenders simultaneously thus applying pressure for them to outmatch one another on your behalf. If you are contacted by a lender or broker currently advertising within our network, your quoted rate may be higher depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and/or other factors. Services may not be available in all states.
The services provided by Rate-Watch.org are free of charge.